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Barack Obama and Joe Biden: The Change We Need | Urban Policy
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<h2>
Three Facts about Barack Obama and Urban Policy
</h2>
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<li class="one">
<h3>
Barack Obama will strengthen federal commitment to our cities:
</h3>
<p>
Obama and Biden will create a White House Office of Urban Policy to develop a strategy for metropolitan America and to ensure that all federal dollars targeted to urban areas are effectively spent on the highest-impact programs.
</p>
</li>
<li class="two">
<h3>
Stimulate economic prosperity in urban areas:
</h3>
<p>
Obama and Biden will support job creation, enhance workforce training, and increase access to capital for underserved businesses.
</p>
</li>
<li class="three">
<h3>
Make housing more affordable:
</h3>
<p>
Obama and Biden will ensure that middle-class Americans get the financial assistance they need to purchase or keep their own home. And they will increase the supply of affordable housing.
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In this Section
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<a href="#strengthen-federal-commitment">
Strengthen Federal Commitment to our Cities
</a>
</li>
<li>
<a href="#stimulate-economic-prosperity">
Stimulate Economic Prosperity in our Metropolitan Regions
</a>
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Housing
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<h1>
Plan
<i>
to
</i>
Stimulate Urban Prosperity
</h1>
<h2>
The Problem
</h2>
<p>
<strong>
Failing Commitment to America's Economic Centers:
</strong>
Today, government programs aimed at strengthening metropolitan areas are spread across the federal government with insufficient coordination or strategy. Worse, many federal programs inadvertently undermine cities and regions by encouraging inefficient and costly patterns of development and local competition.
</p>
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Barack Obama and Joe Biden's Plan
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THE AGENDA
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</p>
<p>
<a href="/agenda/economy/">
Economy
</a>
</p>
<p>
<a href="/agenda/education/">
Education
</a>
</p>
<p>
<a href="/agenda/energy_and_environment/">
Energy & Environment
</a>
</p>
<p>
<a href="/agenda/ethics/">
Ethics
</a>
</p>
<p>
<a href="/agenda/family/">
Family
</a>
</p>
<p>
<a href="/agenda/fiscal/">
Fiscal
</a>
</p>
<p>
<a href="/agenda/foreign_policy/">
Foreign Policy
</a>
</p>
<p>
<a href="/agenda/health_care/">
Health Care
</a>
</p>
<p>
<a href="/agenda/homeland_security/">
Homeland Security
</a>
</p>
<p>
<a href="/agenda/immigration/">
Immigration
</a>
</p>
<p>
<a href="/agenda/iraq/">
Iraq
</a>
</p>
<p>
<a href="/agenda/poverty/">
Poverty
</a>
</p>
<p>
<a href="/agenda/rural/">
Rural
</a>
</p>
<p>
<a href="/agenda/seniors_and_social_security/">
Seniors & Social Security
</a>
</p>
<p>
<a href="/agenda/service/">
Service
</a>
</p>
<p>
<a href="/agenda/taxes/">
Taxes
</a>
</p>
<p>
<a href="/agenda/technology/">
Technology
</a>
</p>
<p>
<a href="/agenda/urban_policy/">
Urban Policy
</a>
</p>
<p>
<a href="/agenda/veterans/">
Veterans
</a>
</p>
<p>
<a href="/agenda/women/">
Women
</a>
</p>
<p>
<a href="/agenda/additional/">
Additional Issues
</a>
</p>
</div>
<div class="clear">
</div>
</div>
</div>
<h2 class="modttlred">
URBAN POLICY
</h2>
<blockquote>
<p>
"Americans work harder than the people of any other wealthy nation. We are willing to tolerate more economic instability and are willing to take more personal risks to get ahead. But we can only compete if our government makes the investments that give us a fighting chance -- and if we know our families have some net beneath which they cannot fall."
</p>
<p>
<cite>
-- Barack Obama, "The Audacity of Hope"
</cite>
</p>
</blockquote>
<p>
As a community organizer on the South Side of Chicago, President Obama learned firsthand that urban poverty is more than just a function of not having enough in your pocketbook. It's also a matter of where you live -- in some of our inner-city neighborhoods, poverty is difficult to escape because it's isolating and it's everywhere. Our job across America is to create communities of choice, not of destiny, and create conditions for neighborhoods where the odds are not stacked against the people who live there. President Obama is committed to leading a new federal approach to America's high-poverty areas, an approach that facilitates the economic integration of families and communities with efforts to support the current low-income residents of those areas.
</p>
<p>
<a name="strengthen-federal-commitment">
</a>
<h3>
Strengthen
Federal
Commitment
to
our
Cities
<ul>
<li>
<strong>
Create
a
White
House
Office
on
Urban
Policy:
</strong>
Obama and
President Obama and Vice President
Biden
will
create
a
White
House
Office
of
Urban
Policy
to
develop
a
strategy
for
metropolitan
America
and
to
ensure
that
all
federal
dollars
targeted
to
urban
areas
are
effectively
spent
on
the
highest-impact
programs.
The
Director
of
Urban
Policy
will
report
directly
to
the
president
and
coordinate
all
federal
urban
programs.
</li>
<li>
<strong>
Fully
Fund
the
Community
Development
Block
Grant:
</strong>
In
the
long
run,
regions
are
only
as
strong
as
their
people
and
neighborhoods.
The
Community
Development
Block
Grant
(CDBG)
program
is
an
important
program
that
provides
housing
and
creating
creates
jobs
primarily
for
low-
and
moderate-income
people
and
places.
Barack Obama has fought against Bush Administration cuts to the CDBG program and, as president, he
President Obama
will
restore
funding
for
the
CDBG
program.
</li>
<li>
<strong>
Do No Harm:
</strong>
Barack Obama and Joe
</li>
<li>
<strong>
Do No Harm:
</strong>
President Obama and Vice President
Biden
do
not
support
imposing
unfunded
mandates
on
states
and
localities.
They
strongly
support
providing
necessary
funding
for
programs
such
as
No
Child
Left
Behind.
</li>
</ul>
<a name="stimulate-economic-prosperity">
</a>
<h3>
Stimulate
Economic
Prosperity
in
our
Metropolitan
Regions
<ul>
<li>
<strong>
Support
Regional
Innovation
Clusters:
</strong>
Thriving
innovation
clusters
across
the
country
like
the
North
Carolina
Research
Triangle
Park
and
Nashville's
thriving
entertainment
cluster
prove
that
local
stakeholders
can
successfully
come
together
and
help
reshape
their
local
economies.
Barack Obama and Joe
President Obama and Vice President
Biden
will
create
a
federal
program
to
support
"innovation clusters" -
"innovation clusters" --
regional
centers
of
innovation
and
next-generation
industries.
This
innovation
clusters
program
will
provide
$200
million
in
planning
and
matching
grants
for
regional
business,
government
government,
and
university
leaders
to
collaborate
on
leveraging
a
region.s existing assets -
region's existing assets --
from
transportation
infrastructure
to
universities
- to enhance long-term regional growth.
</li>
<li>
<strong>
Support Job Creation:
</strong>
The
-- to enhance long-term regional growth.
</li>
<li>
<strong>
Support Job Creation:
</strong>
The
federal
government
has
a
role
to
play
to
ensure
that
every
American
is
able
to
work
at
his
or
her
highest
capacity.
Barack Obama and Joe
President Obama and Vice President
Biden
will
double
federal
funding
for
basic
research,
expand
the
deployment
of
broadband
technology
and
make
the
research
and
development
tax
credit
permanent
so
that
businesses
can
invest
in
innovation
and
create
high-paying,
secure
jobs.
</li>
<li>
<strong>
Enhance
Workforce
Training:
</strong>
Obama
</strong>
Obama
and
Biden
will
make
long-term
investments
in
education,
language
training,
and
workforce
development
so
that
Americans
can
leverage
our
strengths
. our ingenuity and entrepreneurialism .
-- our ingenuity and entrepreneurialism --
to
create
new
high-wage
jobs
and
prosper
in
a
global
economy.
A
critical
part
of
this
process
is
ensuring
that
we
reauthorize
the
Workforce
Investment
Act
(WIA)
and
ensure
that
it
strengthens
federal
investments
needed
for
success
in
the
21st
Century.
</li>
<li>
<strong>
Increase
Access
to
Capital
for
Underserved
Businesses:
</strong>
Barack Obama and Joe
</strong>
President Obama and Vice President
Biden
will
strengthen
Small
Business
Administration
programs
that
provide
capital
to
women
and
minority-owned
businesses,
support
outreach
programs
that
help
business
owners
apply
for
loans,
and
work
to
encourage
the
growth
and
capacity
of
these
firms.
They
will
also
strengthen
Community
Development
Financial
Institutions
(CDFIs),
which
are
engaged
in
innovative
methods
to
provide
capital
to
urban
businesses.
</li>
<li>
<strong>
Create
a
National
Network
of
Public-Private
Business
Incubators:
</strong>
Barack Obama and Joe
President Obama and Vice President
Biden
will
support
entrepreneurship
and
spur
job
growth
by
creating
a
national
network
of
public-private
business
incubators,
which
facilitate
the
critical
work
of
entrepreneurs
in
creating
start-up
companies.
They
will
invest
$250
million
per
year
to
increase
the
number
and
size
of
incubators
in
urban
communities
throughout
the
country.
</li>
<li>
<strong>
Convert
our
Manufacturing
Centers
into
Clean
Technology
Leaders:
</strong>
America
</strong>
America
boasts
the
highest-skilled
manufacturing
workforce
in
the
world
and
advanced
manufacturing
facilities
that
have
powered
economic
growth
in
America
for
decades.
Barack Obama and Joe
President Obama and Vice President
Biden
believe
that
America
is
at
a
competitive
advantage
when
it
comes
to
building
the
high-demand
technologies
of
the
future,
and
they
will
help
nurture
America's
success
in
clean
technology
manufacturing
by
establishing
a
federal
investment
program
to
help
manufacturing
centers
modernize.
</li>
<li>
<strong>
Strengthen
Core
Infrastructure:
</strong>
Barack Obama and Joe
President Obama and Vice President
Biden
will
make
strengthening
our
transportation
systems,
including
our
roads
and
bridges,
a
top
priority.
As
part
of
this
effort,
Obama
and
Biden
will
create
a
National
Infrastructure
Reinvestment
Bank
to
expand
and
enhance,
not
supplant,
existing
federal
transportation
investments.
These
projects
will
create up to two million new direct and indirect
directly and indirectly create up to two million new
jobs
per
year
and
stimulate
approximately
$35
billion
per
year
in
new
economic
activity.
</li>
<li>
<strong>
Improve
Access
to
Jobs:
</strong>
America's
families
and
businesses
depend
upon
workers
having
reasonable
access
to
their
places
of
employment.
Barack Obama and Joe
President Obama and Vice President
Biden
will
double
the
federal
Jobs
Access
and
Reverse
Commute
(JARC)
program
to
ensure
that
additional
federal
public
transportation
dollars
flow
to
the
highest-need
communities
and
that
urban
planning
initiatives
take
this
aspect
of
transportation
policy
into
account.
The
Obama-Biden
urban
agenda
will
also
help
facilitate
the
creation
of
new
jobs
in
underserved
economic
areas,
so
more
low-income
urban
residents
can
find
employment
within
their
home
communities.
</li>
<li>
<strong>
Invest
in
a
Skilled
Clean
Technologies
Workforce:
</strong>
Obama
</strong>
Obama
and
Biden
will
increase
funding
for
federal
workforce
training
programs
and
direct
these
programs
to
incorporate
green
technologies
training,
such
as
advanced
manufacturing
and
weatherization
training,
into
their
efforts
to
help
Americans
find
and
retain
stable
jobs.
Obama
and
Biden
will
also
create
an
energy-focused
youth
jobs
program
to
invest
in
disconnected
and
disadvantaged
youth.
</li>
</ul>
<a name="housing">
</a>
<h3>
HOUSING
</h3>
<ul>
<li>
<strong>
Lower People's
</li>
</ul>
<p>
<a name="housing">
</a>
</p>
<h4>
Housing
</h4>
<ul>
<li>
<strong>
Lower
Interest
Payments
by
Creating
a
New
Mortgage
Interest
Tax
Credit:
</strong>
Many
</strong>
Many
middle
class
Americans
do
not
receive
the
existing
mortgage
interest
tax
deduction
because
they
do
not
itemize
their
taxes.
Obama
and
Biden
will
ensure
that
middle-class
Americans
get
the
financial
assistance
they
need
to
purchase
or
keep
their
own
home
by
creating
a
10
percent
universal
mortgage
credit
that
gives
tax
relief
to
10
million
Americans
who
have
a
home
mortgage.
</li>
<li>
<strong>
Increase
the
Supply
of
Affordable
Housing
throughout
Metropolitan
Regions:
</strong>
Communities
prosper
when
all
families
have
access
to
affordable
housing.
Barack Obama and Joe
President Obama and Vice President
Biden
supported
efforts
to
create
an
Affordable
Housing
Trust
Fund
to
create
thousands
of
new
units
of
affordable
housing
every
year.
Barack Obama and Joe
President Obama and Vice President
Biden
will
also
restore
cuts
to
public
housing
operating
subsidies,
and
ensure
that
all
Department
of
Housing
and
Urban
Development
(HUD)
programs
are
restored
to
their
original
purpose.
</li>
</ul>
<a name="poverty">
</a>
<h3>
POVERTY
</h3>
<p>
<a name="poverty">
</a>
</p>
<h4>
Poverty
</h4>
<ul>
<li>
<strong>
Establish
'Promise
Neighborhoods'
for
Areas
of
Concentrated
Poverty:
</strong>
Successful
strategies
to
address
concentrated,
intergenerational
poverty
are
comprehensive
in
nature
and
address
the
full
range
of
obstacles
that
stand
in
the
way
of
poor
children.
One
highly-acclaimed
model
is
the
Harlem
Children's
Zone
in
New
York
City,
which
provides
a
full
network
of
services
to
an
entire
neighborhood
from
birth
to
college.
Obama
and
Biden
will
create
20
Promise
Neighborhoods
in
cities
that
have
high
levels
of
poverty
and
crime
and
low
levels
of
student
academic
achievement.
</li>
<li>
<strong>
Increase
the
Minimum
Wage:
</strong>
As president,
</strong>
President
Obama
will
raise
the
minimum
wage
to
$9.50
an
hour
by
2011
and
index
it
to
inflation
so
full-time
workers
can
earn
a
living
wage
that
allows
them
to
raise
their
families
and
pay
for
basic
needs
such
as
food,
transportation,
and
housing
.
--
things
so
many
people
take
for
granted.
</li>
<li>
<strong>
Expand
the
Earned
Income
Tax
Credit:
</strong>
In
</strong>
In
the
Illinois
State
Senate,
Obama
led
the
successful
effort
to
create
the
$100
million
Illinois
Earned
Income
Tax
Credit
(EITC).
As president,
President
Obama
will
reward
work
by
increasing
the
number
of
working
parents
eligible
for
EITC
benefits,
increasing
the
benefit
available
to
noncustodial
parents
who
support
their
children
through
child
support
payments,
increasing
the
benefit
for
families
with
three
or
more
children,
and
reducing
the
EITC
marriage
penalty
which
hurts
low-income
families.
</li>
<li>
<strong>
Help
Low-Income
Workers
Enter
the
Job
Market:
</strong>
As president,
</strong>
President
Obama
will
invest
$1
billion
over
five
years
in
transitional
jobs
and
career
pathways
programs
that
implement
proven
methods
of
helping
low-income
Americans
succeed
in
the
workforce.
This
investment
will
be
coupled
with
other
measures
to
encourage
the
private
sector
and
state
and
local
governments
to
increase
their
support
of
these
effective
employment
programs.
</li>
</ul>
<a name="strengthen-livability">
</a>
<h3>
STRENGTHEN LIVABILITY OF CITIES
</h3>
<p>
<a name="strengthen-livability">
</a>
</p>
<h4>
Livability of Cities
</h4>
<ul>
<li>
<strong>
Build
More
Livable
and
Sustainable
Communities:
</strong>
Our
communities
will
better
serve
all
of
their
residents
if
we
are
able
to
leave
our
cars,
cars
to
walk,
bicycle
and
access
other
transportation
alternatives.
As president, Barack
President
Obama
will
re-evaluate
the
transportation
funding
process
to
ensure
that
smart
growth
considerations
are
taken
into
account.
</li>
<li>
<strong>
Control
Superfund
Sites
and
Data:
</strong>
As president, Obama
Data
</strong>
: Obama and Biden
will
restore
the
strength
of
the
Superfund
program
by
requiring
polluters
to
pay
for
the
cleanup
of
contaminated
sites
they
created.
</li>
<li>
<strong>
Use
Innovative
Measures
to
Dramatically
Improve
Efficiency
of
Buildings:
</strong>
Buildings
account
for
nearly
40
percent
of
carbon
emissions
in
the
United
States
today
and
carbon
emissions
from
buildings
are
expected
to
grow
faster
than
emissions
from
other
major
parts
of
our
economy.
It
is
expected
that
15
million
new
buildings
will
be
constructed
between
today
and
2015.
Barack Obama and Joe
President Obama and Vice President
Biden
will
work
with
cities
so
that
we
make
our
new
and
existing
buildings
more
efficient
consumers
of
electricity.
</li>
<li>
<strong>
Foster
Healthy
Communities:
</strong>
How a community is designed .
</strong>
How a community is designed --
including
the
layout
of
its
roads,
buildings
and
parks
.
--
has
a
huge
impact
on
the
health
of
its
residents.
For
instance,
nearly
one-third
of
Americans
live
in
neighborhoods
without
sidewalks
and
less
than
half
of
our
country's
children
have
a
playground
within
walking
distance
of
their
homes.
Barack
President
Obama
introduced
the
Healthy
Places
Act
to
help
local
governments
assess
the
health
impact
of
new
policies
and
projects,
like
highways
or
shopping
centers.
</li>
</ul>
<a name="urban-education">
</a>
<h3>
URBAN EDUCATION
</h3>
</li>
</ul>
<p>
<a name="urban-education">
</a>
</p>
<h4>
Urban Education
</h4>
<ul>
<li>
<strong>
Support
Teachers
in
Urban
Schools:
</strong>
Barack Obama and Joe
President Obama and Vice President
Biden
value
teachers
and
the
central
role
that
they
play
in
education.
To
ensure
competent,
effective
teachers
in
schools
that
are
organized
for
success,
the
Obama-Biden
K-12
plan
will
expand
service
scholarships
to
underwrite
high-quality
preparation
for
teachers
who
commit
to
working
in
underserved
districts
and
support
ongoing
improvements
in
teacher
education.
</li>
<li>
<strong>
Expand
Early
Childhood
Education:
</strong>
Obama
and
Biden have a comprehensive "Zero to Five" plan to provide critical supports
Biden's comprehensive "Zero to Five" plan will provide support
to
young
children
and
their
parents
by
investing
$10
billion
per
year
to
create:
create
Early
Learning
Challenge
Grants
to
stimulate
and
help
fund
state
"zero to five" efforts; quadruple the number of eligible children for Early Head Start and increase Head Start funding and improve quality for
"zero to five" efforts; quadruple the number of children eligible for Early Head Start, increase Head Start funding, and improve the quality of
both;
work
to
ensure
all
children
have
access
to
pre-school;
and
create
a
Presidential
Early
Learning
Council
to
increase
collaboration
and
program
coordination
across
federal,
state,
and
local
levels.
programs.
</li>
<li>
<strong>
Reduce
the
High
School
Dropout
Rate:
</strong>
The
warning
signs
for
high
school
drop-outs
dropouts
often
occur
well
before
high
school.
Obama
will
sign
into
law
his
"Success in the Middle Act"
Success in the Middle Act
to
improve
the
education
of
middle
school
students
in
low-performing
schools.
Obama
and
Biden
will
also
establish
a
competitive
grant
process
for
entities
pursuing
evidence-based
models
that
have
been
proven
to
reduce
dropouts.
</li>
</ul>
<a name="crime-and-law-enforcement">
</a>
<h3>
CRIME AND LAW ENFORCEMENT
</h3>
</li>
</ul>
<p>
<a name="crime-and-law-enforcement">
</a>
</p>
<h4>
Crime and Law Enforcement
</h4>
<ul>
<li>
<strong>
Support
Local
Law
Enforcement:
</strong>
Barack Obama and Joe
President Obama and Vice President
Biden
are
committed
to
fully
funding
the
COPS
program
to
put
50,000
police
officers
on
the
street
and
help
address
police
brutality
and
accountability
issues
in
local
communities.
Obama
and
Biden
also
supports
support
efforts
to
encourage
young
people
to
enter
the
law
enforcement
profession,
so
that
our
local
police
departments
are
not
understaffed
because
of
a
dearth
of
qualified
applicants.
</li>
<li>
<strong>
Reduce
Crime
Recidivism
by
Providing
Ex-Offender
Supports:
</strong>
America
is
facing
an
incarceration
and
post-incarceration
crisis
in
urban
communities.
Obama
and
Biden
will
create
a
prison-to-work
incentive
program,
modeled
on
the
successful
Welfare-to-Work
Partnership
Partnership,
and
work
to
reform
correctional
systems
to
break
down
barriers
for
ex-offenders
to
find
employment.
</li>
<li>
<strong>
End
the
Dangerous
Cycle
of
Youth
Violence:
</strong>
As president, Barack Obama will support innovative local programs, such as the CeaseFire program in Chicago, that have been proven to work. Such programs implement a comprehensive public health approach that implements a community-based strategy to prevent youth violence. He will also double funding for federal afterschool programs and invest in 20 Promise Neighborhoods across the country to ensure that urban youth have meaningful opportunities to succeed.
Obama and Biden support innovative local programs, like the CeaseFire program in Chicago, which implement a community-based strategy to prevent youth violence and have been proven effective.
</li>
<li>
<strong>
Address
Gun
Violence
in
Cities:
</strong>
As president, Barack Obama
</strong>
Obama and Biden
would
repeal
the
Tiahrt
Amendment,
which
restricts
the
ability
of
local
law
enforcement
to
access
important
gun
trace
information,
and
give
police
officers
across
the
nation
the
tools
they
need
to
solve
gun
crimes
and
fight
the
illegal
arms
trade.
Obama
and
Biden
also
favor
commonsense
measures
that
respect
the
Second
Amendment
rights
of
gun
owners,
while
keeping
guns
away
from
children
and
from
criminals who shouldn't have them.
criminals.
They
support
closing
the
gun
show
loophole
and
making
guns
in
this
country
childproof.
They
also
support
making
the
expired
federal
Assault
Weapons
Ban
permanent, as such weapons belong on foreign battlefields and not on our streets.
</li>
<li>
<strong>
End Racial Profiling:
</strong>
Barack Obama cosponsored federal legislation to ban racial profiling and require federal, state and local law enforcement agencies to take steps to eliminate the practice. He introduced and passed a law in the Illinois State Senate requiring the Illinois Department of Transportation to record the race, age, and gender of all drivers stopped for traffic violations so that bias could be detected and addressed.
</li>
</ul>
permanent.
</li>
</ul>
<p>
<a name="strengthen-homeland-security">
</a>
<h3>
STRENGTHEN HOMELAND SECURITY
</h3>
</p>
<h4>
Homeland Security
</h4>
<ul>
<li>
<strong>
Allocate
Funds
Based
on
Risk:
</strong>
Barack Obama and Joe Biden believe that the president and Congress should direct
President Obama and Vice President Biden believes
our
precious
homeland
security
dollars
according
to
risk,
not
as
a
form
of
general
revenue
sharing.
To address this pressing issue,
As a U.S. Senator,
Obama
introduced
an
amendment,
supported
by
the
Families
of
9/11
and
former
9/11
Commissioners
Lee
Hamilton
and
Tim
Roemer,
to
increase
risk-based
funding
in
the
9/11
bill.
</li>
<li>
<strong>
Prepare
Effective
Emergency
Response
Plans:
</strong>
As
our
nation
witnessed
in
the
Hurricane
Katrina
crisis
and
its
aftermath,
too
many
localities
do
not
have
integrated
emergency
response
plans
to
handle
disasters.
As president,
President
Obama
will
further
improve
coordination
between
all
levels
of
government,
create
better
evacuation
plan
guidelines,
ensure
prompt
federal
assistance
to
emergency
zones,
and
increase
medical
surge
capacity.
</li>
<li>
<strong>
Improve
Interoperable
Communications
Systems:
</strong>
Barack Obama and Joe
President Obama and Vice President
Biden
support
efforts
to
provide
greater
technical
assistance
to
local
and
state
first
responders
and
dramatically
increase
funding
for
reliable,
interoperable
communications
systems.
</li>
<li>
<strong>
Safeguard
Mass
Public
Transportation:
</strong>
Every
weekday,
Americans
take
34
million
trips
on
public
transportation
systems
to
get
to
work,
school
and
beyond.
Obama
and
Biden
will
fight
for
greater
information-sharing
between
national
intelligence
agents
and
local
officials
and
provide
local
law
enforcement
agencies
with
the
everyday
tools
they
need
to
protect
their
transportation
systems.
</li>
</ul>
<a name="support-families">
</a>
<h3>
SUPPORT FAMILIES
</h3>
</li>
</ul>
<p>
<a name="support-families">
</a>
</p>
<h4>
Families
</h4>
<ul>
<li>
<strong>
Provide
a
Tax
Cut
for
Working
Families:
</strong>
Barack Obama and Joe
President Obama and Vice President
Biden
will
restore
fairness
to
the
tax
code
and
provide
150
million
workers
the
tax
relief
they
deserve.
They
will
create
a
new
"Making Work Pay"
"Making Work Pay"
tax
credit
of
up
to
$500
per
person,
or
$1,000
per
working
family.
</li>
<li>
<strong>
Strengthening
Fatherhood
and
Families:
</strong>
As president,
</strong>
President
Obama
will
sign
his
Responsible
Fatherhood
and
Healthy
Families
Act
into
law
to
remove
some
of
the
government
penalties
on
married
families,
crack
down
on
men
avoiding
child
support
payments,
ensure
that
support
payments
go
to
families
instead
of
state
bureaucracies,
fund
support
services
for
fathers
and
their
families,
and
support
domestic
violence
prevention
efforts.
</li>
<li>
<strong>
Support
Parents
with
Young
Children:
</strong>
Barack Obama and Joe
President Obama and Vice President
Biden
will
expand
the
highly
successful
Nurse-Family
Partnership
to
all
low-income,
first-time
mothers.
The
Nurse-Family
Partnership
provides
home
visits
by
trained
registered
nurses
to
low-income
expectant
mothers
and
their
families.
Researchers
at
the
Federal
Reserve
Bank
of
Minneapolis
concluded
that
these
programs
produced
an
average
of
five
dollars
in
savings
for
every
dollar
invested
and
produced
more
than
$28,000
in
net
savings
for
every
high-risk
family
enrolled
in
the
program.
</li>
<li>
<strong>
Expand
High-Quality
Afterschool
Opportunities:
</strong>
Barack Obama and Joe
President Obama and Vice President
Biden
will
double
funding
for
the
main
federal
support
for
afterschool
programs,
the
21st
Century
Learning
Centers
program,
to
serve
one
million
more
children.
</li>
<li>
<strong>
Expand
the
Child
and
Dependent
Care
Tax
Credit:
</strong>
The
</strong>
The
Child
and
Dependent
Care
Tax
Credit
provides
too
little
relief
to
families
that
struggle
to
afford
child
care
expenses.
Barack Obama and Joe
President Obama and Vice President
Biden
will
reform
the
Child
and
Dependent
Care
Tax
Credit
by
making
it
refundable
and
allowing
low-income
families
to
receive
up
to
a
50
percent
credit
for
their
child
care
expenses.
</li>
<li>
<strong>
Cap
Outlandish
Interest
Rates
on
Payday
Loans
and
Improve
Disclosure:
</strong>
In
</strong>
In
the
wake
of
reports
that
some
service
members
were
paying
800
percent
interest
on
payday
loans,
the
U.S.
Congress
took
bipartisan
action
to
limit
interest
rates
charged
to
service
members
to
36
percent.
Barack Obama and Joe
President Obama and Vice President
Biden
believe
that
we
must
extend
this
protection
to
all
Americans,
because
predatory
lending
continues
to
be
a
major
problem
for
low
and
middle
income
families
alike.
</li>
<li>
<strong>
Encourage
Responsible
Lending
Institutions
to
Make
Small
Consumer
Loans:
</strong>
Some
mainstream,
responsible
lending
institutions
are
beginning
to
enter
the
short-term
lending
market
to
provide
many
Americans
with
fair
alternatives
to
predatory
lending
institutions.
Barack Obama and Joe Biden will work with his Secretary of
President Obama and Vice President Biden will work with his Secretary of the
Treasury
and
the
Federal
Deposit
Insurance
Corporation
to
encourage
banks,
credit
unions
and
Community
Development
Financial
Institutions
to
provide
affordable
short-term
and
small
dollar
loans
.
--
and
to
drive
the
sharks
out
of
business.
</li>
</ul>
<h2>
Barack Obama's Record
</h2>
<ul>
<li>
<strong>
Community Development Block Grants:
</strong>
In the U.S. Senate in 2005 and 2006, Obama worked with a bipartisan coalition of Senators to block Administration-proposed cuts to the CDBG program.
</li>
<li>
<strong>
Economic Growth:
</strong>
In 2003, Obama was the chief cosponsor of a successful Illinois State Senate bill establishing the Illinois Investment and Development Authority to support the creation and growth of community development financial institutions. Obama was the chief sponsor of bills that sought to increase the number of Illinois "enterprise zones" and expand the number of years they could be in service. Enterprise zones provide incentives to help stagnant local economies grow.
</li>
</ul>
</div>
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TEXT
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